Why Now Is the Best Time to Finance a New Ford in Antioch, Illinois

Our dealership offers a wide selection of Ford vehicles, including popular SUVs, and is dedicated to helping customers find the right fit for their needs.

At Kunes Ford of Antioch, we know that choosing how to finance your next Ford vehicle is a big decision. As your trusted local Ford dealer, we’re committed to making the auto financing process as simple and stress-free as possible. Whether you’re searching for the best rates on a new Ford or exploring flexible lease options on the latest models, our team is here to guide you every step of the way.

We offer a wide range of financing options designed to fit your budget and lifestyle, so you can drive home in a vehicle you love with confidence. Our experts will walk you through the process, answer your questions, and help you compare plans to find the right fit—whether you’re interested in lower monthly payments, a shorter term, or building equity through ownership. At Kunes Ford, we believe every customer deserves a financing plan that works for them, and we’re committed to helping you discover the best rates and terms available in Antioch.

No matter which Ford model you have your eye on, Kunes Ford of Antioch is ready to help you finance or lease your next vehicle with ease. Visit us today to explore your options and experience the difference our dedicated team can make.

• Lenders are competing, and that can mean low-APR offers, rate buy-downs, or bonus cash on select models. Take advantage of the benefits of current financing programs, such as flexible terms and the potential to build equity in your vehicle.
• We’ll show you two side-by-sides: low APR vs bigger rebate with standard APR—whichever total cost is lower wins. When choosing between a low APR and a bigger rebate, you can expect that the low APR may come with a higher payment each month, but could save you more over time, while the rebate may lower your upfront costs.

Antioch lots are well-stocked with a wide variety of Ford vehicles, offering multiple trim levels—including limited editions—across models like F-150, Maverick, Ranger, Explorer, Bronco Sport, Escape. More units = more leverage on price and payment.

Clean cars with two keys and service records are pulling strong numbers. That equity lowers your financed amount and your monthly.

Secure your financing contract now to lock in current rates—if rates nudge up later, you’ll wish you locked earlier. Financing now + no prepayment penalty on many programs means you can refi or pay down later if conditions improve.

1. Pre-qualify (fast + credit-friendly).
2. Pick your Ford with the features you actually use.
3. We work with multiple parties, including banks and credit unions, to shop for the best financing so you don’t have to.
4. You pick your plan: lowest APR, lowest monthly, or shortest term—our financing options are designed to help sell vehicles by making the process easy for you.
5. E-sign, get keys, done.

Our team is always available to message you with clear explanations of your financing options.

Pro tip: bring a written trade offer if you have one. We’ll try to match or beat it.

• Maverick — hybrid MPG with small-truck utility = elite value per dollar; car financing options available for new and used models.
• F-150 — massive program support + work/play flexibility; pair with tow tech. Known for its reliability, making it a top choice for business owners and regular use. Car financing options available.
• Explorer — three-row family vibe with winter confidence and proven reliability. Flexible car financing options for new vehicles.
• Bronco Sport — compact, adventurous, easy to park in the burbs. Ask about car financing for your new vehicle.
• Escape — commuter-friendly with comfy tech. Enjoy the advantages of choosing a new vehicle with tailored car financing solutions.

• Scenario A: Low APR — smaller interest cost over time, but you may expect a higher payment compared to other options.
• Scenario B: Bigger Rebate — lower amount financed, sometimes beats the low APR, and you can often expect lower payments, especially if you choose a longer loan term or consider leasing.

We’ll run both with your OTD (out-the-door) price so the winner is obvious.

• AWD/4×4 or plan for winter tires
• Heated seats/steering + remote start
• All-weather mats + cargo liner (salt = resale killer)
• Driver assists: blind-spot, rear cross-traffic, adaptive cruise, 360° camera
• Tow package (even if “maybe later”) — cheaper to finance now than retrofit

You can also finance genuine Ford parts, repairs, and services along with your accessories, making it easier to keep your vehicle in top condition. Plus, new vehicles and accessories often come with warranty coverage, giving you added peace of mind.

1. Get your OTD price (vehicle + taxes, registration, and fees).
2. Subtract trade-in, add any down payment.
3. Compare Low APR vs Rebate totals over your target term.
4. Pick the lowest total that still gives a comfy monthly.
5. Add accessories you’ll actually use (tonneau, hitch, mats) now—one payment, no after-the-fact swipes.

Plan pricing for services and accessories is also available, making it easy to estimate future maintenance costs.

1. Neighborhood bumps → ride/creaks check.
2. On-ramp to I-94/IL-173 → passing power + shift smoothness.
3. 65–70 mph → wind/tire noise, lane-keep behavior.
4. Tight parking → camera clarity + turning radius.
5. Feature test → remote start, heated bits, AWD/drive modes, trailer menus (if towing).

• Quick wash/vacuum, replace dead bulbs/wipers.
• Bring both fobs, title or payoff info, and service records.
• Remove personal data from infotainment.